lending

UK mortgage lending surges by most on record after stamp duty extension – The National
www.thenationalnews.com

UK mortgage lending surges by most on record after stamp duty extension  The National

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Here's why the state of mortgage lending isn't precarious despite fear mongering about housing markets – Financial Post
financialpost.com

Here’s why the state of mortgage lending isn’t precarious despite fear mongering about housing markets  Financial Post

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Lending Fraud Could Wreck Economy – Again – UT News – UT News | The University of Texas at Austin
news.utexas.edu

Lending Fraud Could Wreck Economy – Again – UT News  UT News | The University of Texas at Austin

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Is subprime lending ready for a comeback?
www.housingwire.com

Subprime mortgage lending earned a bad reputation in the years leading up to the financial crisis of 2007-2008, and rightfully so. In the midst of a freewheeling lending environment that ignored most tried and true underwriting standards, Subprime …

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Local predatory lending, foreclosure programs end
www.mydaytondailynews.com

But its funding for foreclosure prevention services also has decreased to about $100,000 from more than $500,000 during the peak of the housing meltdown, said Deutscher, the group's executive director. “We're concerned funding will go away altogether …

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Meet the New King of Subprime Lending
www.wsj.com

Despite his success with financial investments, Mr. Edens and his colleagues failed to short subprime loans as signs of trouble in the housing market appeared. They didn't think a crisis was imminent and weren't as familiar with instruments used by …

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Subprime lending execs back in business 5 years after crash
www.revealnews.org

Jim Konrath, founder and former CEO of Accredited Home Lenders, which cratered so quickly when the housing bubble burst that a private equity firm that had agreed to buy it tried to back out of the deal, today is chairman of LendSure Financial Services …

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Mortgage company has been lending a hand for two decades
www.livingstondaily.com

How did you fare during the housing crisis? I thought I had seen every market before the huge meltdown we had. It probably would have been cheaper for me to close the doors and then reopen them, but my customers wanted to know we were still there.

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Bernanke can't refinance: Tough lending standards
www.wcvb.com

"This is the key constraint on the housing recovery." Lax home lending standards were a major factor in inflating the housing bubble under Bernanke's predecessor, Alan Greenspan, and the bursting of that housing bubble resulted in the financial …

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Will subprime mortgage lending 2.0 be a disaster?
ochousingnews.com

During the housing bubble everyone learned they could earn huge profits while the scheme went on, and when it blows up, they can leave the empty shell of liabilities for others to deal with, probably taxpayers with another bailout. So do we have reason …

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Should Mortgage Lending Standards Ease?
online.wsj.com

The magnitude of the subprime-auto-lending expansion now is much smaller than it was for mortgages leading up to the housing crash. "But something has to give. Income growth needs to improve, or lenders will eventually shut off the credit spigot," Amir …

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Dive in minority lending pressures Fannie-Freddie
www.columbusceo.com

The numbers are stark: Blacks are about 13 percent of the U.S. population, but represented about 5 percent of conventional mortgage borrowers in 2001, before the housing bubble, according to data collected by federal regulators. By 2012, they were only …

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Researchers collaborate on subprime lending investigation
phys.org

"We all know that real estate markets are integrated, but when people were talking about the subprime mortgage crisis, they were only looking at housing, not at what was happening to the rental market. Nobody had told that …

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China's No-Money-Down Housing Echoes U.S. Subprime Lending Risks
www.bloomberg.com

China's home buyers are being offered no-money-down purchases in an echo of the subprime lending that triggered a U.S. economic meltdown and the global financial crisis. Deals skirting government requirements for minimum 30 percent down payments …

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Obama to loosen lending standards to boost home …
www.aei-ideas.org

From one of two dissenting reports: “The causes of the mortgage bubble and its relationship to the housing bubble are also still poorly understood. Important factors include weak disclosure standards and underwriting rules for …

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New federal rules tighten lending practices
www.detroitnews.com

The rules make stricter lending practices official, but may not change much of the industry's day-to-day practices because lenders have already tightened their credit standards in response to the housing crash. “The new rules are really more of a …

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New mortgage rules tighten lending standards
www.northjersey.com

The rules make stricter lending practices official, but may not actually change much of the industry's day-to-day practices because lenders have already tightened their credit standards in response to the housing crash. "The new rules are really more …

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Then Candidate Obama In 2008: The housing crisis was caused by unsound lending practices
www.youtube.com

Then Candidate Obama In 2008: The housing crisis was caused by unsound lending practices, Please read: –When bipartisan supporters argue; the opposition is blamed for the 2008 Economic Collapse;…

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